This account is easy to open with only $100 and offers the following features:

• Maintain a minimum balance of $100.00 or $5.00 monthly service charge
• Quarterly statements
• Quarterly interest payments
• Limited to 3 withdrawals per quarter: $2.00 for each additional withdrawal
• Competitive interest rate
• Free ATM card
• Free Direct Deposit
• Free 24 hour telebank
• Free 24 hour online banking
• Minors can open with $25.00 & no service charge or minimum balance
• Link your First Community Savings Account to any checking account and avoid overdrafts.

Interest is tiered as follows:

$ Up to-$24,999
$ 25,000-$49,999
$ 50,000-$99,999
$100,000 & Over

This account is easy to open with only $100 and offers the following features:

• Competitive interest rates
• Interest accrues daily and pays at monthly statement cycle
• Unlimited deposits
• Maintain a monthly balance of $2,500.00 to earn interest and avoid a service charge of $15.00.
• 6 free withdrawals per month (3 checks and 3 transfers)-$15.00 each additional withdrawal
• Free Community Check Card
• Direct deposit
• Free 24 hour Telebank
• Free 24 hour Online Banking
• Mobile Statement available

CD Account Information $2,500 to open a Regular CD $100,000 to open a Jumbo CD - Subject to higher rate than a regular CD Terms from 30 to 365 Days A substantial penalty may be imposed for early withdrawal of a Certificate of Deposit. The penalty is 1 month or 3 months interest, depending on the length of maturity. Interest is compounded at maturity.