Personal Checking Accounts

Free Community Checking

A personal checking account designed for individuals who do not want to worry about a monthly service charge or minimum balance. Our Free Community Checking Account comes with a Courtesy Overdraft limit* of $300. This account is easy to open with only $100 and offers the following features:

  • Unlimited Check Writing**
  • Free Direct Deposit
  • Free MasterCard Community Check Card
  • Free 24 hour Telebank
  • Free 24 hour Online Banking
  • Mobile Statement available

Apply Online

Community Platinum Checking

A personal checking account with all the flexibility a checking account has to offer plus check images with every statement and $500.00* Overdraft Privilege. The account requires a minimum balance of $500.00 or a $10.00 monthly service charge. This account is easy to open with only $100 and offers the following features:

  • Unlimited Check Writing
  • Free first order of bank stock checks
  • Free Safe Deposit Box for one year
  • Free MasterCard Community Check Card
  • Free Direct Deposit
  • Free 24 hour Telebank
  • Free 24 hour Online Banking
  • Balance/Overdraft Protection by linking to a savings account
  • Mobile Statement Available

Apply Online

Community Gold Checking

A checking account designed for individuals 50 years or better with a $500.00* Overdraft Privilege. The account requires a minimum balance of $500.00 or a $5.00 monthly service charge. This account is easy to open with only $100 and offers the following features:

  • Unlimited Check Writing
  • Free Personalized Checks (150 per order)
  • Free Money Orders (limit 2 per month)
  • Balance/Overdraft Protection by linking to a
    savings account
  • Free Notary Service
  • Free Direct Deposit
  • Free MasterCard Community Check Card
  • Free 24 hour Telebank
  • Free 24 hour Online Banking

Apply Online

Community Relationship Checking

An interest bearing checking account designed for individuals wanting earnings on their funds as well as unlimited check writing. The acount requires a $1,500.00 monthly minimum balance or $5,000 in combined balances (Certificates of Deposit, Savings Accounts, Money Market Account) or a $15.00 monthly service charge. This account offers a $750.00* Overdraft Privilege.

  • Free Bill Pay
  • Competitive Interest Rate
  • Free Direct Deposit
  • .25 basis point discount on loan for auto debit
  • loan payments
  • Free MasterCard Community Check Card
  • Free 24 hour Telebank
  • Free 24 hour Online Banking
  • Mobile Statement Available

Apply Online

Community Advantage Checking

An interest bearing checking account with tiered interest rates and no transaction limits. The minimum balance to earn interest is $5,000 and the minimum balance to avoid a $15.00 maintenance fee is $5,000.

Interest is tiered as follows:

Up to – $24,999 $25,000 – $49,999 $50,000 – $99,999 $100,000 & Over

This account requires $45,000 to open and offers the following features:

  • Competitive Interest Rates
  • 15 free debits/checks per statement cycle and
    $0.50 per debit/check after 15
  • 3 Free Non FCB ATM (foreign ATM) withdraws
  • Free Bill Pay

Apply Online

*NSF charges will apply. Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft. Not all accounts are eligible and restrictions apply. Read more about our Courtesy Overdraft Privilege Program.
**No cancelled checks or check images provided in your monthly bank statement.