Checking Accounts

First Community Bank has a variety of commercial checking accounts available to meet the needs of your business. Browse below to quickly view the differences between our accounts and apply online today!

Account Features Small Business Community Checking Account
For Sole Proprietors, Partnerships, Trusts, Small Corporations & Government Agencies.
Community Commercial Analysis Account
Take advantage of collected balances in your account to help avoid service charges.
Apply Online Apply Online
Minimum Opening Balance $100 $100
Monthly Fee $8
How to waive fee
How to waive fee
Key Perks
  • 250 free items per month – over 250, up to .30 each additional item (Items include debits & credits posted & deposited items)
  • Free night depository services
  • 15 per item for checks or debits*
  • .06 per item deposited (local)*
  • .08 per item deposited (non-local)*
Free MasterCard Business Community Check Card checkmark checkmark
Merchant Services (fees may apply) checkmark checkmark
Community Connection Services (fees may apply) checkmark checkmark
Free Online Banking checkmark checkmark
Free 24 Hour Telebanking checkmark checkmark
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Checking Account Features


MasterCard® SecureCode™

First Community Bank is now pleased to offer MasterCard® SecureCode™, a new service from MasterCard that provides added protection when shopping online with your Mastercard Community Check Card.

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ATM Services

You can bank 24 hours a day, seven days a week using our ATM services. All of our locations have ATM service available. We also offer worldwide ATM service through the Pulse and Cirrus networks.

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24 Hour Online Banking

Our Online Banking services put banking at your fingertips. Using Online Banking with a web browser and a personal computer, you can access your accounts anytime, anywhere to stay in control of your finances.

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24 Hour Telephone Banking

We offer banking services 24 hours a day through Telephone Banking. Using your touch-tone phone, you can check the balance and history of your accounts, make fund transfers and loan payments.

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First Community Bank has the commercial checking account to fit your needs. With locations in San Benito, Harlingen, Brownsville, Los Fresnos and Raymondville, First Community Bank is the Rio Grande Valley’s first choice for personal banking services. For additional information or to open an account contact customer service at (956) 339-3331 or visit your nearest First Community Bank location.

Our Locations

Harlingen (Main)

806 S. 77 Sunshine Strip
Harlingen, TX 78550
Phone: 956.428.4100
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San Benito (Main)

1151 W. Hwy 77
San Benito, TX 78586
Phone: 956.399.3331
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470 E. Morrison Road
Brownsville, TX 78526
Phone: 956.547.5100
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729 E Hidalgo Ave
Raymondville, TX 78580
Phone: 956.699.4000
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Harlingen (Stuart Place)

405 Stuart Place Road
Harlingen, TX 78552
Phone: 956.428.4100
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Expy. Motor Bank

600 South Sam Houston
San Benito, TX 78586
Phone: 956.399.3331
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Los Fresnos

205 E. Ocean Blvd.
Los Fresnos, TX 78566
Phone: 956.233.4100
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South Padre Island

2701 Padre Blvd.
South Padre Island, TX 78597
Phone: 956.761.8589
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8000 N 10th Street
McAllen, Tx 78504
Phone: 956.664.8000
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